Montana Workers’ Compensation Benefits: How to Apply

Montana workers' compensation

Every state has a set procedure in place when it comes to filing for workers’ compensation benefits. Injured employees who are looking to file a Montana workers’ compensation claim should know the specific steps the state requires before they file. In this article, we have mapped out a general outline of the typical steps to applying for Montana workers’ compensation benefits and give you an inside look at the program’s history.

Montana Workers’ Compensation Process

In Montana, nearly all employers are required to hold workers’ compensation insurance. This type of insurance protects both the employee and the employer in the event of a workplace accident. In most cases, workers’ compensation benefits will cover medical expenses and lost wages. According to the Montana Department of Labor and Industry, here are the steps you should expect to take when filing a claim:

  1. Report your injury to your supervisor as soon as possible. You must give notice of your injury within 30 days of its occurrence or within one year of learning of an occupational illness.
  2. When filing your notice with your employer, you must document the time, place, and details of the injury.
  3. You will then have 12 months to submit a First Report of Injury form to either your employer, your employer’s insurance company, or Montana’s Department of Labor and Industry.
  4. From here your employer’s insurance company will have up to 30 days to make a determination on whether or not you will receive compensation benefits.
  5. If you receive an unfavorable decision from your employer’s insurance company, you have the right to file for mediation with the Department of Labor and Industry.

It’s important to note that while the process above is standard, all workers’ compensation claim are unique and may differ from the outline above. If you’d like a more detailed report on what you may expect when filing a Montana workers’ compensation claim, check out this guide posted on the state’s website.

Montana Workers’ Compensation Statistics

The Bureau of Labor Statistics (BLS) releases a workers’ compensation report every year that highlights nearly each state’s program. The report goes over the number of claims filed, how many employees missed work or received restrictions, and the occupational field in which each request was submitted. Here is what the most recent reports revealed about the program in Montana.

As you can see from the chart above, the Montana workers’ compensation program has very little fluctuation each year. In fact, from 2010-2012 the same number of recordable cases (15,700) were reported by the BLS. This is something that is rarely seen in other state programs and makes Montana unique. Because the program is so solid, it gives future applicants a better understanding of where benefits will likely fall when they apply.

Workers’ Compensation Attorney

Not all workers’ compensation claims will require the expertise of a workers’ compensation attorney. But if you are facing a complicated claim or an appeal, you may consider partnering up with a legal expert. Attorneys know the ins and out of the workers’ compensation process and can provide you with the tailored support you claim needs.

If you’re ready to connect to legal assistance in your area, fill out our free workers’ compensation claims evaluation below and see if you may qualify.

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