what is ssi

When it comes to receiving assistance for a disability, Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are two programs that Americans can lean on. While both of these programs offer assistance to disabled individuals, there are key differences in each program that future beneficiaries should be made aware of.

What Is SSI?

Supplemental Security Income (SSI) was established in order to help children and adults who are disabled, blind, or over the age of 65. SSI benefits cover necessities such as food, clothing, and shelter specifically for households with limited income and resources. Unlike SSDI, SSI benefits come from the general tax revenue and individuals on the program are not required to have contributed income during their working years.

What Is SSDI?

Social Security Disability Insurance (SSDI) is available for Americans who have spent their working years paying taxes into the Social Security program. To be eligible for this program you must meet the Social Security Administration’s definition of “disabled,” be unable to perform your current job or a similar job, and have a medical condition that’s expected to last at least a year or result in death. If you qualify for SSDI, you will typically begin receiving monthly disability payments five months after your approval date. The amount of money that you receive each month is dependent upon how much you contributed through Social Security taxes during your working years and your average lifetime earnings.

Contact a Legal Representative

For Americans who are considering applying for disability benefits, having an experienced disability advocate or attorney on your side throughout the application process can be very beneficial. An advocate will be able to file your claim in a timely manner, represent you if an appeal is necessary, and potentially maximize your monthly disability payments. Click the button below to see if you may be eligible for monthly benefits.

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