Many disabled Americans may qualify for disability benefits from the Social Security Administration’s (SSA) two assistance programs. Regardless, some wait months or years to apply for Social Security disability benefits. However, waiting until the last minute to apply for Social Security disability benefits can be a major mistake. There are many moving parts when it comes to qualifying for Social Security disability (SSD) benefits. As a result, the sooner you start the claim paperwork needed to apply for Social Security disability benefits, the better. Here’s why:
1. You Need to Gather All Necessary Information Before You Apply for Social Security Disability Benefits
The Social Security disability application process is complex and requires many different documents. From your personal information to medical evidence and work history, there are dozens of items you’ll need to include with your application. This gathering process can take time, especially if you have to wait for physical copies from your physician or past employers. If you apply for Social Security disability benefits without all required evidence to support your claim, the SSA may deny it.
2. You May Require Legal Assistance
It’s always better to get legal assistance from an experienced Social Security attorney before you apply for Social Security disability benefits. Without experienced help, you might make a basic paperwork error and denied the benefits you’re rightfully owed. Having an attorney on your side from day one statistically gives you the highest chance of approval. Attorneys require time, however, so schedule your free consultation before submitting your claim paperwork to the SSA.
3. You Must Fill Out Your Paperwork Correctly
If your application isn’t completed properly, the SSA may reject your benefits claim on a technicality. Beginning the application process now ensures you aren’t rushing to complete your paperwork if medical or financial issues arise. If you’re unsure whether you may qualify, click the button below to start your free benefits evaluation online now.
4. The Application Review Process Can Take Months
Once you file your claim, it can be a long time before you hear anything back. In certain places, you might wait several months to a year for a determination decision. For this reason, it’s essential to submit the correct paperwork as soon as possible. In most cases, expect to wait 3-5 months to receive your determination decision from the SSA. The agency will mail you a letter explaining their decision and how to appeal your denial, if applicable.
5. You May Need to Appeal
The SSA denies most first-time disability applicants who file without legal assistance. While the SSA is working to improve this process, they may still deny you SSD benefits. In this case, you must appeal, which may further delay the process and create additional challenges. Want more information on how to appeal a denied Social Security disability claim? Click the button below now to get your free benefits evaluation online and consult a Social Security attorney or advocate for free.
6. Apply for Social Security Disability Benefits Before Your Condition Gets Worse
You may be disabled now, but your condition could worsen and require even more medical care. If and when this happens, it could dramatically increase your expenses. Having Social Security disability benefits can help you to receive the care you need without harming your finances. Having a disability is often expensive and can drain your finances without SSD payments. Being found eligible for those benefits before you require additional medical care can ensure you don’t have to worry about finances on top of your medical care. This is why you need to apply for benefits as soon as you become disabled.
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Lori Polemenakos is Director of Consumer Content and SEO strategist for LeadingResponse, a legal marketing company. An award-winning journalist, writer and editor based in Dallas, Texas, she's produced articles for major brands such as Match.com, Yahoo!, MSN, AOL, Xfinity, Mail.com, and edited several published books. Since 2016, she's published hundreds of articles about Social Security disability, workers' compensation, veterans' benefits, personal injury, mass tort, auto accident claims, bankruptcy, employment law and other related legal issues.