Maryland Workers’ Compensation Benefits Process

Maryland workers' compensation benefits

Each state is responsible for handling workers’ compensation benefits. In the state of Maryland, there is a unique process and procedure that applicants will be expected to follow to apply. Below we’ll dive into the steps that should be taken and Maryland workers’ compensation statistics from the past five years.

Maryland Workers’ Compensation Process

To file a Maryland workers’ compensation claim, employees are expected to have suffered from an illness or injury while performing their job. According to the Maryland Workers’ Compensation Commission, these are the steps most injured employees will take when filing a claim.

  1. When an injury occurs on the job, you should report it to your supervisor as soon as possible.
  2. You should then submit an employee claim form. You can file this form either online or through the mail.
  3. Your employer will determine if you’ll be awarded benefits.
  4. If your claim is contested by your employer or their insurance company, you can schedule a hearing with the commissioner.

Keep in mind that the steps above are just an overview of what to potentially expect. Every claim is unique, and you may experience a procedure that differs from the process above.

Maryland Workers’ Compensation Statistics

Once a year the Bureau of Labor Statistics (BLS) releases a report on workers’ compensation in nearly every state. The reports look at the number of claims filed, how many employees missed work or received restrictions, and the occupational field in which each request was submitted. Below we have documented the 2010-2014 statistics that have been released by the BLS for the state of Maryland.

As indicated in the numbers above, Maryland workers’ compensation benefits have remained relatively steady. The largest fluctuation can be seen from 2010–2014 in the service-providing industry where there was a decrease of 9,200 claims filed. After this shift had occurred, the remained steady until 2014. This decrease may be a good indicator for people who work in the service-providing field that safety improvement may have been made in their field and are continuing to be implemented.

Workers’ Compensation Attorney

Many applicants will not have to hire a workers’ compensation attorney when they initially apply for benefits. But if they have a complicated claim or are experiencing issues with their employer’s insurance company, a legal representative can step in and help. Attorneys know the ins and out of the program, and they can negotiate with the insurance companies behalf to better ensure that you are justly compensated. Also, if you’re forced to appeal an adverse outcome regarding your workers’ compensation claim, an attorney may be able to help.

If you’re interested in connecting to a workers’ compensation attorney in your area, click on the button below and check your eligibility.

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