Massachusetts Workers’ Compensation Benefits

Massachusetts Workers' Compensation article image

Workers’ compensation benefits are handled on the state level. For employees in Massachusetts, a particular procedure will be followed if you’re injured on the job or obtain an occupational illness. Below we will discuss that proper steps that injured employees should take when filing a claim and also dig deeper into how Massachussetts workers’ compensation benefits have been distributed in the state over the past few years.

Massachusetts Workers’ Compensation Process

Most companies in the state are required by law to carry Massachusetts workers’ compensation insurance. This type of insurance better protects both the employee or employer in case an accident or illness were to occur in the proximity of your work. If you are looking to file for Massachusetts workers’ compensation benefits, here are the steps that you will likely follow:

  1. If you have obtained a work-related illness or injury, you should report to your employer as soon as possible.
  2. If you are unable to work for five days or longer, your employer will be required to report the injury to both their insurance company and the state. Your employer will have seven days from the fifth day to file a claim.
  3. The insurance company then has 14 days to make a determination about your claim.
  4. If they determine that your claim is not valid, and it is denied, you can appeal the decision by using Form 110.

While it’s crucial to have a good understanding of the steps you should take, it’s also important to keep in mind that all workers’ compensation claims are unique. Because of this, your application may follow a slightly different set of steps than the ones listed above. Turing to the Massachusetts Labor and Workforce Development website is a great resource to turn to for additional information about the process.

Massachusetts Workers’ Compensation Statistics

Each year the Bureau of Labor Statistics (BLS) releases nearly every state’s workers’ compensation benefits statistics to the public. These statistics can give employers, employees, and applicants a better idea of how benefits are distributed amongst employees in the state. Below we have highlighted key factors in the BLS report. These reports include information on how many employees missed work or received restrictions, and the occupational field each request was submitted from.

We can see in the numbers above that from 2010-2013, Massachusetts workers’ compensation benefits remained relatively steady. The biggest discrepancy can be seen between the years of 2013 and 2014. Here we saw an upward trend in both recordable cases and how many employees missed work or received restrictions, two programs that naturally go hand-in-hand. Diving deeper, we can see that the recordable cases spiked by over 6,700 and the number of employees who missed work or received restrictions were up by 6,900. While there is no true indicator as to why this rise in cases occurred, it could be a sign for both employers and the state that tougher regulations need to be put in place to keep workers safe on the job.

Seeking Legal Help

Most employees will not need legal help with their Massachusetts workers’ compensation claim. But if you’re faced with a complication case or you are denied benefits by your employer’s insurance company seeking legal representation can be one of the best steps to take. A workers’ compensation attorney will help you collect the proper documentation to support your claim, deal with your employer’s insurance company on your behalf, and represent you in the event your Massachusetts workers’ compensation application gets denied.

If you’re ready to connect to a workers’ compensation attorney in your area, click the button below to start your free benefits evaluation now.

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