Important: We updated this article in March 2023 to make sure all quiz answers below are both current and correct. It’s important to understand how Social Security disability benefits work before you apply. Here’s a quick 5-question “Do I qualify for disability quiz” to test your knowledge. The quiz answers below also provide you with a few facts about disability benefits directly from the Social Security Administration.
Social Security Disability Benefit Pop Quiz Questions
1) True or False? There are ‘special rules’ in place for people over the age of 50 who apply for Social Security disability.
2) True or False? If you get monthly Social Security disability benefits, you’re not allowed to work.
3) True or False? $3,627 is the maximum amount of money you can receive in Social Security disability benefits each month for 2023.
4) True or False? Everyone has to wait at least 6 months before getting approved for disability benefits.
5) True or False? Social Security disability lawyers don’t charge anything for helping you unless you win.
Pop Quiz Answer Guide:
1) True. Applicants over 50 may benefit from ‘special rules‘ when applying for disability. These rules take into account that older workers often have a harder time finding work. The SSA also realizes it’s hard to change career paths, go back to school, or move to find a job at this age.
2) False. The SSA has programs such as Ticket to Work designed to help people start working again while keeping their monthly benefits. In fact, you can work for 9 months, keep your monthly benefits and Medicare coverage with zero problems!
3) True. According to the SSA’s 2023 Fact Sheet, the most Social Security disability benefits anyone can receive in 2023 is $3,627 per month. However, the average payment for individuals is actually $1,483 per month in SSD benefits.
4) False. Under certain situations, the SSA may approve some SSD claims much faster. For example, a condition on the Compassionate Allowance List (CAL) may get payments in as little as 2-3 weeks. Don’t see your health problem on this list? The Quick Disability Determination (QDD) process can also speed up the review process to about 30 days. You may also get benefits faster if you’re a dire need case.
5) True. All Social Security attorneys work on contingency. That means you’ll pay nothing for expert claim help unless the SSA awards you benefits. And if you win, several things must happen first to protect you from any surprise charges or fees. First, the lawyer must show you the fee amount. Then, you must agree to that payment in writing. Finally, the SSA must review and approve that payment so you don’t get charged too much money for legal help.
These quiz answers may surprise you, but we update them with the most current information directly from the SSA.
Why Getting Free Expert Claim Help Is a Smart Choice
Less than 1 in 5 people who apply ever get SSD benefits, and most people who win have disability lawyers. A lawyer can gather and even pay for proper medical evidence to give the SSA with your claim. In fact, having a lawyer makes you nearly 3x more likely to get benefits. A lawyer can also make sure the SSA awards you any back pay you’re owed. This back payment can cover up to 12 months’ worth of benefits in a single check.
Want free expert claim help without leaving your home? Click the button below to sign up for a phone call during normal weekday business hours:
Lori Polemenakos is Director of Consumer Content and SEO strategist for LeadingResponse, a legal marketing company. An award-winning journalist, writer and editor based in Dallas, Texas, she's produced articles for major brands such as Match.com, Yahoo!, MSN, AOL, Xfinity, Mail.com, and edited several published books. Since 2016, she's published hundreds of articles about Social Security disability, workers' compensation, veterans' benefits, personal injury, mass tort, auto accident claims, bankruptcy, employment law and other related legal issues.