No matter where you live, federal Supplemental Security Income (SSI) benefits pay no more than $841/month. As a result, several states pay supplemental benefits to anyone getting federal SSI payments. Learn which states provide supplemental benefits (including dollar amounts, when available) below. We’ll also list other common financial aid resources available to you once you qualify for SSI.
Which States Automatically Pay Supplemental Benefits In Addition To Your SSI?
In some cases, the Social Security Administration (SSA) combines both federal SSI payments and state supplemental benefits. As a result, you may get more money there than people in other states. Here are the max payment amounts for states paying supplemental benefits through the SSA in addition to federal SSI:
- California (individuals: $1,040.21/month; couples: $1,765.64/month)
- Delaware (individuals: $841/month; couples: $1,261/month)
- Hawaii (individuals: $841/month; couples: $1,261/month)
- Iowa (individuals: $841/month; couples: $1,261/month)
- Michigan (individuals: $841/month; couples: $1,261/month)
- Montana (individuals: $841/month; couples: $1,261/month)
- Nevada (individuals: $841/month; couples: $1,261/month)
- New Jersey (individuals: $872.25/month; couples: $1,286.35/month)
- Pennsylvania (individuals: $841/month; couples: $1,261/month)
- District of Columbia (individuals: $841/month; couples: $1,261/month)
- Rhode Island (individuals: $841/month; couples: $1,261/month)
- Vermont (individuals: $893.04/month; couples: $1,359.88/month)
- Washington, D.C. (individuals: $841/month; couples: $1,261/month)
You’ll note that the maximum federal SSI benefit in 2022 is $841. In the above states, anyone whose federal SSI payment is less than $841 gets supplemental benefits to close that gap.
These combined pay amounts are for disabled SSI recipients aged 18-64 living independently in the above states. For either blind recipients or those aged 65 and up, check the SSA’s website. If you qualify for supplemental benefits, the SSA direct-deposits both payments at once.
States That Offer Either SSI Supplemental Benefits or Other Financial Aid for Residents
Some states provide supplemental benefits for residents that depend on SSI. However, they don’t automatically combine your payments, so you’ll need to file extra paperwork:
- Connecticut (individuals: $892/month; couples: $1,361/month)
- New Hampshire
- New Mexico
- New York
- North Carolina
- South Carolina
- South Dakota
Which States Offer No Supplemental Benefits In Addition to Federal SSI?
Just five states pay no supplemental benefits to people that rely on SSI:
- North Dakota
- West Virginia
If you live in one of these states, you may still qualify for other federal or state-run programs. We’ve listed the most common financial aid programs you may qualify for below.
Other Federal Financial Aid Services Unrelated to SSI Payments
State-Run Healthcare Assistance Programs
All states provide some type of healthcare program for disabled residents. For this reason, you’ll usually automatically qualify for Medicaid if you get SSI benefits. For those still waiting on claim approvals, visit your local Disability Determination Services (DDS) office. You can also talk to a disability advocate or Social Security attorney in our network for free about your options.
Supplemental Nutrition Assistance Program (SNAP) Benefits
While most people call it “food stamps,” SNAP can help stretch your monthly grocery budget. However, the SSA doesn’t manage a federal SNAP program. So, monthly SSI payments won’t automatically provide access to SNAP. In fact, every state has its own SNAP eligibility requirements and application process. When you’re ready to apply for SNAP benefits, follow these steps:
- Find your state’s SNAP application form and nearest office location
- Fill out your application, then return it to your local office in person
- Call your state’s toll-free SNAP hotline if you still have any questions
Medicaid and SNAP are the most common supplemental benefits for people on SSI. However, many states also run programs that provide other supplemental benefits. Some pay cash benefits, while other provide free services to disabled people on SSI. These state-run programs often include:
- Consumer protection services
- Educational training as well as employment assistance
- Homemaker services
- Home-delivered meals
- Housing services
- Information and referral services
- Money management services
- Special assistance for drug abusers
- Special assistance for both the blind and disabled
No matter where you live, you can always call 211 and then ask for help. The 211 operators can connect you with local charities, non-profits, churches, synagogues, volunteer groups and food pantries. Explain your current situation, then ask if any supplemental benefits are available to help you out. These groups provide everything from free rides to the doctor to housecleaning services as well as help paying your rent, heating and cooling bills. Don’t feel bad asking for help. These services only exist for this reason!
You May Qualify for Legal Assistance
For more information on either supplemental or disability benefits, talk to a lawyer. It’s the best way to ensure you get the most benefits you qualify for significantly faster. In addition, legal assistance makes you nearly 3x more likely to get approved for disability benefits!
What’s more, the SSA often denies claims from eligible applicants over basic paperwork errors. (Yes, even accidental ones!) An attorney can either ensure your application’s error-free or handle your appeal after your claim’s denial. All disability lawyers work on contingency, so you’ll owe $0 in fees unless your case wins. And if you do win, then you’ll only pay a small, one-time fee.
Ready to see if you may qualify? Click the button below to start your free benefits evaluation online now.
Lori Polemenakos is Director of Consumer Content and SEO strategist for LeadingResponse, a legal marketing company. An award-winning journalist, writer and editor based in Dallas, Texas, she's produced articles for major brands such as Match.com, Yahoo!, MSN, AOL, Xfinity, Mail.com, and edited several published books. Since 2016, she's published hundreds of articles about Social Security disability, workers' compensation, veterans' benefits, personal injury, mass tort, auto accident claims, bankruptcy, employment law and other related legal issues.