Minnesota Workers’ Compensation Benefits

Minnesota workers' compensation

Each state treats workers’ compensation claims differently. Applicants in the state of Minnesota who are injured on the job and interested in applying for benefits will be expected to follow a unique process that has been outlined by the state. Below we’ve provided employees in Minnesota with a breakdown of what the procedure may look like and a little bit of the program’s statistical history.

Minnesota Workers’ Compensation Process

Worker’s compensation benefits were established to help not only injured workers but to protect employees if a workplace injury occurred. The state of Minnesota requires most companies who operate in the state to have this type of insurance. For workers who’ve obtained a work-related injury or illness and are looking to file a claim, the Minnesota Department of Labor & Industry has done a fantastic job of laying out exactly how to go about the process. Here are the steps you will likely be required to take:

  1. Report your injury to your supervisor as soon as you can. Not reporting on time may compromise your eligibility for benefits.
  2. Your employer will then be required to file a First Report of Injury form.
  3. Your employer then has 10-days to from its knowledge of a lost-time claim to report it to their insurance company.
  4. If your condition will be expected to last for more than three days, your employer will need to file a First Report of Injury with the Minnesota Department of Labor & Industry.
  5. You should also be provided with a copy of the First Report of Injury form for your records, they should also give you the Minnesota Workers’ Compensation System Employee Information Sheet. If you are a part of a union your employer should also provide them with a copy of the report along with a lost-time form.
  6. The insurance company will then begin the investigation of your claim and send you a Notice of Insurer’s Primary Liability Determination stating whether or not you will be awarded workers’ compensation benefits.
  7. If your claim is denied, you can appeal the decision with the Minnesota Department of Labor & Industry.

It’s important to keep in mind that all workers’ compensation claims are unique, and your claim may not follow the exact protocol that is listed above. If you have any additional questions about the process visit the Minnesota Department of Labor & Industry website. There they have detailed information that may better fit your exact needs.

Workers’ Compensation Statistics

Each year the Bureau of Labor Statistics (BLS) releases a report on the workers’ compensation programs in each state. This report sheds light on the number of claims filed, how many employees missed work or received restrictions, and the occupational field in which each request was submitted. Here is what the statistics looked like in Minnesota from 2010–2014.

As a whole, the program has remained very steady throughout the course of these five years. The biggest fluctuation can be seen in the number of recordable cases between 2012 and 2013, which rose by 3,600 claims. By 2014 the number of recordable cases had trickled back down to 78,700. It’s quite common to see trends like this in the workers’ compensation program no matter what state you are filing in.

Workers’ Compensation Attorney

If you are facing a complicated workers’ compensation claim or appeal, having an attorney on your side can be beneficial. Workers’ compensation attorneys know the ins and outs of the process and can help you with collecting medical documentation, negotiating with your employer’s insurance company, and appeal an unfavorable decision.

If you’re interested in connecting to an attorney in your area, click on the button below and check your eligibility.

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