Michigan Workers’ Compensation Benefits: How to Apply

Michigan workers' compensation

Workers’ compensation claims are mandated on the state level. When it’s time to apply, injured workers will follow the procedure set in place by the state they are employed. For employees in Michigan, knowing what to expect beforehand may help pave the way for a smoother process.

Michigan Workers’ Compensation Process

Most employers are required to carry Michigan workers’ compensation insurance. This type of insurance protects both the employer and the employee in the event of a workplace injury or illness. If you are looking to file a claim in the state, below is a list of the general steps you should expect to take.

  1. If you’ve been injured on the job or have a work-related illness, notify your employer within 90 days.
  2. If your injury lasts longer than seven days, your employer will then be expected to file an Employer’s Basic Report of Injury form with the appropriate parties.
  3. Your employer’s insurance company will then determine if you are eligible for benefits and pay you accordingly.
  4. If you receive an unfavorable outcome from the insurance company, you have the right to appeal the decision by filing an Application for Mediation or Hearing.
  5. Appeals will be handled by the Michigan Compensation Appellate Commission, who will make the final decision on your claim.

It’s important to keep in mind that every workers’ compensation claims is unique and may follow a slightly different process than the one listed above. If you need help during the process or questions arise, you can turn to the Michigan Department of Licensing and Regulatory Affairs for additional information and advice.

Michigan Workers’ Compensation Statistics

Every year the Bureau of Labor Statistics (BLS) releases a workers’ compensation report on nearly every state. The report highlights the number of claims filed, how many employees missed work or received restrictions, and the occupational field in which each request was submitted. The 2010–2014 statistics that have been made public by the BLS for the state of Michigan. Here are the interesting trends that the stats reveal.

As you can see in the numbers above, Michigan workers’ compensation benefits have remained relatively steady. Only minor fluctuations can be seen within the program, with one of the biggest being between 2010 and 2011. During this time period, we saw a dip of about 11,000 claims. In the year following claims went slightly back up again, but have remained steady since 2012. It’s typical to see shifts like this within the workers’ compensation program as safety improvements are made and regulations are reassessed.

Michigan Workers’ Compensation Attorney

Not everyone will need a Michigan workers’ compensation attorney in order to apply for benefits. But if you are facing a complicated case or receive an unfavorable decision, an attorney can step in and help. Workers’ compensation attorneys know the ins and out of the process and are there to help you every step of the way, from collecting need documentation to negotiating with your employer’s insurance company on your behalf.

If you’re ready to see if you may have an eligible claim, fill free to take our free workers’ compensation evaluation below.