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Connecticut workers' compensation is usually straightforward. But if your employer denies your claim or you run into trouble, you may need some help.

Connecticut Workers’ Compensation Benefits: How to Apply

The Connecticut Workers’ Compensation Act governs how benefits work for injured or sick employees in this state. (The lone exception is federal employees, who must follow this process when applying for benefits.) If you suffer a workplace injury or illness, we’ll explain how to apply for Connecticut workers’ compensation benefits. Then, see how the Connecticut workers’ compensation program changed between 2013 and 2017 in our interactive chart below.



How to Apply for Connecticut Workers’ Compensation Benefits

According to the State of Connecticut Workers’ Compensation Commission, all employers in this state must provide coverage. That coverage starts your first day at work, whether you’re full-time or part-time. After an on-the-job illness or injury, follow these steps to apply for Connecticut workers’ compensation:

  1. Inform your supervisor about your injury immediately after your accident. If you seek medical treatment first, you might lose your right to workers’ compensation.
  2. You must see an employer-designated doctor for initial treatment. State law requires employer-provided medical care for your initial treatment. After that, you may choose your own doctor. (Ask your supervisor for a list of approved providers to choose from, if applicable.)
  3. Your employer should give you Form 30C, Notice of Claim for Compensation, to start your claim. You have one year from your injury date to apply for workers’ compensation. For an occupational illness, you have three years after symptoms appear.
  4. Your employer then has 24 hours to notify their insurer. They’ll file Form DAS WC-207, First Report of Injury, to do this.
  5. Your employer’s insurer then has 28 days to approve or deny your claim. If approved for lost wages, you’ll get your first payment within two weeks. Once the 28th day passes without notice on your claim, state law says your employer must accept responsibility. In other words, your right to workers’ compensation is automatic on day 29 with no response.
  6. If denied, you have 15 days to dispute that decision. Informal Hearings are your only appeal option. If you cannot resolve your dispute with the insurer, file a Hearing Request Form next.

Every Connecticut workers’ compensation claim is unique, so your own experience may vary. For more information, read this Information Packet on the Commission’s website.

Connecticut Workers’ Compensation Statistics, 2013-2017

Every year, the Bureau of Labor Statistics (BLS) reports on workers’ compensation program data in most U.S. states. This annual report lists total claims, who missed work, received restrictions or changed positions and information for specific job sectors. Look at our chart below to see how the Connecticut workers’ compensation program changed from 2013 to 2017:

The Connecticut workers’ compensation program saw a 15% drop in total claims filed from 2013 to 2015. But that’s nothing compared to how much the service-industry sector changed during that two-year period. Interestingly, employees that missed work, changed jobs or had restrictions fell just 11.4% during that timeframe. The yellow line represents all injured workers that missed enough shifts to qualify for lost wage payments. Each year, service-industry employees account for 64%-67% of reported workplace injuries. However, only 55%-58% of people hurt or sick on the job actually qualify for full workers’ comp benefits. That’s how many injuries are bad enough that workers need more than three calendar days off to recover each year.

You May Qualify for Legal Assistance

According to state law, it’s almost impossible to sue your employer over Connecticut workers’ compensation benefits. That said, it costs nothing to talk to a qualified workers’ comp attorney about your case. In addition, a lawyer can represent your appealed case if your initial claim’s denied. These lawyers always work on contingency, so you’ll pay nothing for professional legal assistance unless you win. And if you do win, then you’ll only pay a small, one-time fee.

Ready to see if you may qualify? Click the button below to start your free online benefits evaluation now!

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