All Utah workers’ compensation claims are handled at the state level, unless you’re a federal employee. If you get hurt or sick at work, follow the steps outlined below for filing your Utah workers’ compensation claim. Then, take a closer look at how the Utah workers’ compensation program statistics changed between 2013 and 2017.
Which Utah Workers Are Exempt From Workman’s Compensation Benefits?
Almost all employers in this state must carry Utah workers’ compensation insurance, and full-time workers are covered on day one. Some limited exceptions to this coverage rule include:
- Real estate and insurance sellers
- Household domestic workers (i.e., maids, housekeepers, nannies, etc.)
- “Casual” or seasonal employees
- Certain small agricultural operations employees
- Federal or state employees
How to File Your Utah Workers’ Compensation Claim
According to the Utah Labor Commission, follow the steps below to file your workers’ comp claim:
- Notify your supervisor about your workplace illness or injury immediately. We strongly recommend you do this in writing. If you don’t report it within 180 days, then you may forfeit your right to benefits.
- Tell the doctor your injury or illness is work-related. In most cases, you’ll seek medical treatment from your employer’s designated doctor. Your doctor then submits Physician’s Initial Report of Injury Form 123 to your employer’s insurer and the Utah Labor Commission.
- Your employer must file Employer’s First Report of Injury or Illness Form 122 within 7 days. After notifying their insurer, your employer files Form 122 with the Utah Labor Commission.
- Your employer’s insurer then has 14 days to notify the Industrial Accidents Division. State law requires your employer’s insurer to give you a copy of this report.
- The employer’s insurer has 21 days to approve or deny your claim. That insurer can also request a 45-day extension if they need more info to make a decision.
- If the insurer denies your claim, contact your claims adjuster first to try and resolve it. If that doesn’t work, request an ALJ appeals hearing from the Labor Commission’s Adjudication Division.
- To appeal an unfavorable ruling at your hearing, file a Motion for Review within 30 days. Then, the Utah Labor Commissioner or Commission Appeals Board reviews your case to reverse or affirm the judge’s ruling.
No two Utah workers’ compensation cases are identical, and your personal experience may vary. To learn more, read the Utah Labor Commission’s Employee’s Guide to Workers’ Compensation here.
Utah Workers’ Compensation Statistics
Every year, the Bureau of Labor Statistics (BLS) publishes a workers’ compensation statistical report covering most U.S. states and territories. You’ll see total workers’ compensation claims, which employees missed work or changed jobs, as well as filings by job industry. See how the Utah workers’ compensation program changed between 2013 and 2017 in our chart below.
Except for a small bump in total and service-industry claims for 2015, the Utah workers’ compensation program appears remarkably stable. In total, injured Utah workers filed 3,400 more claims in 2015 than they did for almost all four previous years. Employees who missed work, changed jobs or received restrictions saw the biggest rise in 2017, with 1,700 additional claims filed. In 2015, service-industry claims saw the biggest increase for this job sector during that five-year period at 2,400 additional filings.
You May Qualify for Legal Assistance
Filing your workers’ compensation claim can be much harder when you have pre-existing health issues. However, our lawyers can schedule a confidential, in-person meeting to walk you through it and answer your questions for free. Whether you want advice that’s relevant to your situation or need help appealing a denied claim, a workers’ comp attorney can help you.
Ready to see if you may qualify? Click the button below to start your free online benefits evaluation now!