All Utah workers’ compensation claims are handled at the state level, unless you’re a federal employee. If you get hurt or sick at work, follow the steps outlined below for filing your Utah workers’ compensation claim. Then, take a closer look at how the Utah workers’ compensation program statistics changed between 2013 and 2017.
How to File Your Utah Workers’ Compensation Claim
Almost all employers in this state must carry Utah workers’ compensation insurance, and full-time workers are covered on day one. Some limited exceptions to this coverage rule include:
- Real estate and insurance sellers
- Household domestic workers (maids, housekeepers, nannies, etc.)
- “Casual” or seasonal employees
- Certain small agricultural operations employees
- Federal or state employees
According to the Utah Labor Commission, follow the steps below to file your workers’ comp claim:
- Notify your supervisor or employer about your workplace illness or injury immediately. We strongly recommend you do this in writing, but it isn’t required by state law. If you don’t report it within 180 days, you may forfeit your right to claim any Utah workers’ compensation benefits.
- Be sure to tell the doctor who treats you after the accident that your injury or illness is work-related. In most cases, you’ll need to seek medical treatment through your employer’s designated doctor or healthcare facility. No matter where you seek initial treatment, be sure to explain how, when and where your injury or illness happened. Your doctor then submits Physician’s Initial Report of Injury Form 123 to your employer’s insurer and the Utah Labor Commission.
- Your employer has seven days to complete and submit the Employer’s First Report of Injury or Illness Form 122. After notifying the company’s insurance carrier, your employer uses Form 122 to start your claim with the Utah Labor Commission.
- Your employer’s insurer then has 14 days to report your completed Form 122 to the state’s Industrial Accidents Division. State law requires your employer or the company’s insurer to give you a copy of this report after it’s filed.
- After receiving Form 122 or Form 123, your company’s insurer has 21 days to approve or deny your claim. If more information is needed to make a decision, the Utah workers’ compensation insurer can also request a 45-day extension.
- If the insurer denies your claim, contact your Utah workers’ compensation claims adjuster first to try and resolve it. If that doesn’t work, you can request an ALJ appeals hearing from the Labor Commission’s Adjudication Division.
- To appeal an unfavorable ruling at your ALJ hearing, you must file a Motion for Review within 30 days. Then, the Utah Labor Commissioner or Commission Appeals Board will review your case and reverse or affirm the judge’s ruling.
No two Utah workers’ compensation cases are identical, and your personal experience may vary from the steps we listed above. To learn more about the Utah workers’ compensation program, get the Utah Labor Commission’s Employee’s Guide to Workers’ Compensation here.
Utah Workers’ Compensation Statistics
Every year, the Bureau of Labor Statistics (BLS) publishes a workers’ compensation statistical report covering most U.S. states and territories. You’ll see total workers’ compensation claims, which employees missed work or changed jobs, as well as filings by job industry. See how the Utah workers’ compensation program changed from 2013 to 2017 in our chart below.
Except for a small bump in total and service-industry claims for 2015, the Utah workers’ compensation program appears remarkably stable. In total, injured Utah workers filed 3,400 more claims in 2015 than they did for almost all four previous years. Employees who missed work, changed jobs or received restrictions saw the biggest rise in 2017, with 1,700 additional claims filed. In 2015, service-industry claims saw the biggest increase for this job sector during that five-year period at 2,400 additional filings.
You May Qualify for Free Help Filing Your Utah Workers’ Compensation Claim
Filing your Utah workers’ compensation claim after a workplace injury or illness can be much harder with pre-existing health issues. However, our lawyers can schedule a confidential, in-person meeting to walk you through it and answer your questions for free. Whether you want advice that’s relevant to your situation or need help appealing a denied claim, a workers’ comp attorney can help you.
To start your free benefits evaluation and see if you may qualify for legal assistance, click the button below now.