The Baby Boomer Effect on Social Security Disability

baby boomers social security

Who Is a Baby Boomer?

“Baby boomers” qualify as those born between 1946 and 1964. According to the website History, 76.4 million babies were born during this time period, accounting for nearly 40% of the U.S. population. Most of the baby boomer generation spent the majority of their lives paying into Social Security, and many are now beginning to draw on their investment.

Why A Baby Boomer Might Apply for Social Security Disability Benefits

As of 2018, aging baby boomers are between 54 and 73 years old. And with every passing year, aging’s effects begin to manifest in a massive portion of the population. Physical disabilities set in, mental disabilities take hold, and poor economic performance robs many Americans of the jobs they once held at a time when finding new employment — with adequate benefits — is nearly impossible. Any baby boomer whose health stops them from working are now turning to Social Security disability benefits. This program can provide them with financial support in order to make ends meet.

How Baby Boomer Applicants Affect Everyone’s Benefits

The number of disabled baby boomers in the workforce has led to a surplus in Social Security applications, creating a backlog of disability claims. This, combined with the SSA’s strict guidelines, is causing many applicants to experience longer wait times and additional application delays.

Though the system is flooded with baby boomer applications, those with dire needs claims (such as a compassionate allowance condition) can still get their applications on the fast-track to approval. Claims that qualify for the expedited process may be approved for benefits in as little as two weeks.

Getting through the Baby Boomer Backlog

There are no backdoors to getting an application approved faster, but there is a way to increase your odds of getting approved the first time. (Warning: The average first-time applicant approval rate is only 23%).

A Social Security disability attorney can make sure that your application meets all the requirements and keep it from delays along the way. An attorney or advocate knows the ins and outs of the application process. When you have legal representation, you have someone to help you collect proper documentation, contact the SSA on your behalf, and if necessary represent you during the appeals process.

You don’t have time to wait for an approval. Start to give your application its best chance at approval when you get a free evaluation today.

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