Oklahoma Workers' Compensation Benefits Process

Oklahoma Workers’ Compensation Benefits Process

All workers’ compensation claims in the U.S. are processed at the state level. This means hurt or ill employees who file an Oklahoma workers’ compensation claim should follow the state-mandated claims process. Below is a brief outline of which steps you’ll need to take, plus some statistical insights from the program’s history in the state of Oklahoma.

How to File Your Oklahoma Workers’ Compensation Claim

In Oklahoma, state law requires any employer with more than five employees to carry workers’ compensation insurance. This type of insurance protects both parties if an on-the-job injury or occupational illness occurs. According to the Oklahoma Workers’ Compensation Court of Existing Claims, here are the steps to follow when filing your claim:

  1. Notify your supervisor immediately if you develop an occupational illness or get injured on the job.
  2. You must receive medical treatment within 30 days of the accident and notify your employer of the incident in order to qualify for any Oklahoma workers’ compensation benefits.
  3. For on-the-job injury claims, you’ll fill out Form 3. If you develop an occupational illness (such as silicosis or radiation sickness), you’ll need to use Form 3B instead. Submit the relevant form to the Oklahoma Workers’ Compensation Court as soon as possible.
  4. You can seek immediate medical treatment on your own after the incident occurs. However, your employer has the right to select your treating physician for ongoing or subsequent medical services involving your workplace injury or condition.
  5. Once you’ve submitted Form 3 or Form 3B, ask your employer to submit an Employer’s First Notice of Injury Form 2 to the Court as well as provide a copy to the company’s insurance provider.
  6. In some cases, your employer’s insurance carrier may request a letter from your treating physician detailing your condition, recommended treatment plan and how long you’re expected to be unable to work.
  7. If the insurer denies your claim, you can request an appeal trial by submitting a Request For Hearing Form 9 to the Court. To resolve your dispute through mediation, contact the state’s Counselor Program by calling (918) 581-2393. You may also visit the Tulsa or Oklahoma City offices in person.
  8. Should your claim be approved, you’ll start receiving benefits on the 8th day of missed work after your illness or injury occurred. Benefits typically amount to 70% of your lost average weekly wages during your recovery period.

It’s important to keep in mind that the process we’ve outlined above is generalized and may vary somewhat from your own individual experience. For more information on the Oklahoma worker’s compensation process, read the state’s employee FAQs.

Oklahoma Workers’ Compensation Statistics

The Bureau of Labor Statistics (BLS) publishes an annual report on the workers’ compensation process in nearly every U.S. state. This report shows the total claims filed, how many employees missed work due to an on-the-job injury, and claims data for each specific employment sector. In the chart below, you can see where Oklahoma workers’ compensation claims fell from 2009 to 2012. (Unfortunately, the BLS site doesn’t have Oklahoma workers’ compensation statistical data available after that year.)

Our chart clearly shows that the Oklahoma workers’ compensation program stayed remarkably stable for nearly a decade. The service industry sector showed the biggest year-over-year change from 2011 to 2012, when 2,500 fewer workers’ comp claims were filed.

How An Oklahoma Workers’ Compensation Attorney Can Help You

If the Oklahoma workers’ compensation process seems confusing, we can help you. Many injured employees benefit from getting legal assistance filing their Oklahoma workers’ compensation claim. A workers’ compensation attorney knows all the steps to get your claim approved quickly for the largest possible benefit amount. Plus, an attorney can assist with gathering medical evidence, negotiating with your employer’s insurer, and handle your appeal if your initial claim’s denied.

Ready to see if you may qualify? Click the button below to start your free benefits evaluation online now!

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