Maine Workers’ Compensation Benefits: How to Apply

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Workers’ compensation benefits are handled on the state level. In Maine, employees who are looking to file a workers’ compensation claim will need to know the unique process and procedure the state has in place. Below we’ll discuss the steps you should take when preparing your application and look at the history of the program in Maine to give you a better understanding of what to expect.

Maine Workers’ Compensation Process

Employees looking to apply for Maine workers’ compensation benefits must have obtained an injury or illness within the confines of their job. According to the state’s Bureau of Human Resources, these are the steps employees will likely follow when applying for Maine workers’ compensation benefits.

  1. The first thing you should do after a workplace illness or injury occurs is notify your supervisor within 30 days.
  2. Your employer will then fill out a First Report of Injury form and submit it to the state board within seven days.
  3. After you have notified your supervisor, you can next contact your Departmental Workers’ Compensation Designee. They can answer any questions you may have about the filing process and can help you schedule an appointment with an occupational medical provider.
  4. After your injury is reported, you should receive a copy of your First Report of Injury form and an informational letter.
  5. Your employer’s insurance company will then decide within 14 days if you’ll get compensation for your injuries.
  6. If they do not reach a favorable decision, you can appeal your claim to the Workers’ Compensation Board.

It’s important to keep in mind that while the process above is typical, it’s not concrete. Each applicant’s injury or illness is unique and may require additional steps to be taken along the way. It may be beneficial to do some research on the Maine Workers’ Compensation Board website to get a better feel of just what the process may entail.

Maine Workers’ Compensation Statistics

Every year the Bureau of Labor Statistics (BLS) releases a report on workers’ compensation in nearly every state. The reports look at the number of claims filed, how many employees missed work or received restrictions, and the occupational field each request was filed from. Below are the 2010-2014 statistical highlights for the Maine workers’ compensation program.

As you can see from the statistics above, workers’ compensation has remained steady. The largest fluctuation in the program can be seen in the number of claims filed. These numbers have trended downward over the course of the last five years. In 2010, there were 24,500 applicants that filed claims in the state; in 2014, there were 23,400 claims filed. This is an overall reduction of 1,100 claims. This may not seem like a huge gap, but the numbers could shed light on positives within the programs. Some of these positive points may include improved work conditions and enforced safety measures.

Workers’ Compensation Attorney

For most people hiring a workers’ compensation attorney will not be necessary right away. Many applicants will not seek legal aid until they are facing an appeal, in which case they may need an expert on their side. If you need an attorney you should be aware that they have the ability to help you collect needed medical documentation, represent your claim in the court of law, and negotiate with your employer’s insurance company.

If you are ready to see if you may be eligible for legal help, please fill out free workers’ compensation evaluation below.

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