What Happens After Social Security Disability Approval?

Social Security Disability approval

For many Social Security Disability Insurance (SSDI) applicants, the road towards benefits can be full of ups and downs. But once you receive Social Security Disability approval, it’s key to have a good understanding of what happens next. From knowing when your benefits will begin to knowing what types of medical coverage you may receive, having an idea of what to expect after you are approved is important.

When Do SSDI Payments Begin?

According to the Social Security Administration, approved SSDI applicants will be paid their first benefit for the sixth full month after the date your disability began. For example, if your disability began June 1, 2016, your first payment may be expected December 2016 – six full months after the onset of your injury.

Keep in mind, your disability benefits are paid the following month. So, you won’t receive your December 2016 benefits until January 2017.

How Much Should I Expect From the SSA?

The amount of money that you receive each month in disability benefits is dependent upon your lifetime earnings. Your maximum monthly benefit amount is calculated by determining your Average Indexed Monthly Earnings (earnings you received while working and contributing to the Social Security fund) and your Primary Insurance Amounts (the amount of money you may be able to receive each month in disability benefits).

Depending on your earnings record, SSDI recipients may be able to receive up to $2,639 per month in benefits.

Is Health Insurance Included With SSDI Payment?

Once you are approved for disability benefits, you won’t receive health insurance right away. In fact, after you have been approved for SSDI, you must wait 24 months before you will be automatically enrolled into Medicare Part A (hospital insurance) and Part B (health insurance).

Medicare is run by the federal government and is designed specifically for individuals who are over the age of 65 and younger people who have qualified disabilities.

Not Approved Yet? Don’t Worry!

Getting approved for disability benefits can be a challenge. For many people, turning to a qualified disability advocate or attorney can be one of the best ways to set your claim up for success. Legal representatives are well versed in the disability process and can help you with collecting proper medical documentation, contacting the SSA on your behalf, and if necessary they can help you appeal an unfavorable decision.

If you’re ready to connect to a disability advocate or attorney in your area, check your claims eligibility below with our free benefits evaluation.

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