Missouri Workers’ Compensation Benefits

Missouri workers' compensation

Each state has a procedure in place when it comes to filing a workers’ compensation claim. If you’re employed in the state of Missouri and have been injured on the job, knowing the next step to take can be crucial. In this article we will be addressing the process applicants may expect to follow and how the Missouri workers’ compensation program has been divvied out historically.

Missouri Workers’ Compensation Process

Workers’ compensation insurance was established to protect both the employee and the employer in the event of a workplace injury or illness. The Missouri Department of Labor and Industrial Relations requires employers with five or more employees to carry workers’ compensation insurance. This law excludes companies in the construction industry who are required to hold workers’ compensation insurance if they employee one of more individuals.

If you’re interested in filing a claim in the state of Missouri, here is an example of the steps you can expect to take:

  1. Report your injury or illness to your employer in writing within 30 days. The notice of injury should include the date, time and place or injury, and the name and address of the person injured.
  2. Your employer will then be responsible for reporting the injury to the Department of Labor and Industrial Relations within a timely manner.
  3. If your claim is approved, your employer or their insurer will then be responsible for covering the costs of medical expenses. It’s important to note that your employer may require that you to seek treatment from a particular health care provider that they have authorized.
  4. Along with medical covered medical expenses, injured employees with approved claims may also be able to receive temporary partial, temporary total, permanent partial, or permanent total disability benefits.
  5. If you are not awarded the workers’ compensation benefits you deserve, you have the right to appeal the decision.

It’s important to keep in mind that while the steps above provide a brief basis of the workers’ compensation process in Missouri, all claims are unique and may vary. For a more in-depth look, feel free to check out the process for injured workers detailed by the state of Missouri.

Workers’ Compensation Statistics

Each year the Bureau of Labor Statistics (BLS) releases a workers’ compensation report on the programs in nearly each state. The report brings to light the number of claims filed, how many employees missed work or received restrictions, and the occupational field in which each request was submitted. Here is what the Missouri workers’ compensation program looked like from 2010-2014.

As you can see from the chart above, the workers’ compensation program has remained relatively steady with only minor fluctuations. The biggest variation is seen within the total number of recordable cases between 2012 and 2013. During this period, there was a decrease of nearly 8,800 cases. While there is no way to pinpoint what caused the decrease, safety improvements and recommendations within the industry may have been a contributing factor.

Workers’ Compensation Attorney

If your facing a complicated claim or an appeal, having a workers’ compensation attorney on your side can be crucial. Attorneys have the ability to negotiate with your employer’s insurance company, help you collect needed documentation, and if necessary appeal an unfavorable decision.

If you’re ready to connect to an attorney in your area, click on the button below to see if you may qualify.

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