Mississippi Workers’ Compensation Benefits

Mississippi workers' compensation

When it comes to filing a workers’ compensation claim, each state has their own unique procedure that must be followed. For employees who are looking to file a claim in Mississippi, following the correct process can be crucial in securing needed benefits. In this article, we have mapped out what workers’ should have a good understanding of and statistics about the workers’ compensation program in the state.

Mississippi Workers’ Compensation Process

According to the Mississippi Workers’ Compensation Commission, most employers in the state of Mississippi are required to have some type of insurance in case a workplace accident or illness were to occur. Workers’ compensation insurance protects both the employee and employer, who may require compensation for their injury to cover medical fees and lost wages. Below is the step-by-step process most employers in the state will look to take when they file a workers’ compensation claim.

  1. When an injury occurs on the job, you should notify your supervisor as soon as possible.
  2. Your employer will then notify their insurance company that an injury occurs.
  3. The insurance company will then be responsible for determining if you are qualified for benefits or not.
  4. If you are not granted benefits, you may be able to appeal the decision with the Mississippi Workers’ Compensation Commission

It’s important to note that not all workers’ compensation claims are the same. Your claim may or may not follow the process we have listed above, but it should give you a good understanding of the general course of actions.

What Type of Benefits Can Be Collected?

In the event that an injury occurs on the job, employees may be able to receive benefits for medical expenses and lost wages. Both medical benefits and wage loss benefits are crucial to getting an injured employee back on their feet.

Medical benefits, in particular, are designed to offer assistance for any needed medical procedure that may arise due to injury. According to the Mississippi Workers’ Compensation Commission, these include but are not limited to doctor and hospital services, nursing services, medication physical therapy, crutches and other apparatus or medical services which may be necessary. In addition, certain rehabilitation services may also be available to employees who need it.

If the workplace injury causes an employee to miss work, they may be entitled to wage loss benefits. Wage loss benefits provide a type of temporary disability payment eligible employees can collect while they are recovering and unable to work. During this time period, employees can collect two-thirds of their average weekly wage up to a maximum amount. If your doctor determines that your injury is permanent, you may be able to collect permanent disability payments.

Workers’ Compensation Attorney

For most workers’ looking to file for compensation, hiring an attorney won’t be necessary. But having a workers’ compensation attorney on your side if you face a complicated case or an appeal can be beneficial. Attorneys know the ins and outs of the workers’ compensation process and can help you with collecting necessary paperwork, negotiating with your employers’ insurance company, and help you fight an unfavorable decision.

Ready to get connected to an attorney in your area? Simply click on the link below and find out if you may be eligible.

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