Getting Approved for Disability Benefits

getting approved for disability benefits

I’m not sure what you know about getting approved for disability benefits, so I’m going to explain things as if this is the first time you are seeing this information.

Getting Approved for Disability Benefits On the First Try

The first thing you have to keep in mind is that it isn’t, impossible but it does require time and patience. Right now, over 77% of people who apply for disability benefits get denied on the first try. This means less than 1 in 4 applicants are getting approved for disability benefits the first time they apply. However, I’m going to do what I can to get you into that 23% group. Is this possible? Yes, it is!!! Is it guaranteed? No.

There are many different variables that can turn a case one way or the other. That is why you need to take things slowly and fill out your application forms very carefully. That’s the first step toward getting approved for disability benefits. Below, I’ll explain two ways you can apply for SSD benefits. Then, you’ll learn how to boost your odds of getting approved for disability benefits the first time you apply.

Getting Approved for Disability Benefits: How Should You Apply?

You have a couple different ways to apply for disability benefits. First, you can file your claim for free with the SSA. This option works if you are willing to put in the time and effort. For most people, just filling out the claim paperwork can take up to six months. You’ll need read and understand everything you need to do before you apply. That also means getting all your medical records and other evidence from your doctor. Don’t get me wrong, I’m not saying not to do this… but you need to know what tasks lay ahead.

Option 1: Apply On Your Own and Hope for the Best

Contact the Social Security Administration (SSA) and tell them you plan to apply. Then, they’ll send you an information packet with many different forms to fill out. Once you read through everything and hopefully understand what they’re asking, start filling out your paperwork. If you don’t understand what the form asks from you, you can always contact your local SSA office for help. You know how well government offices work, so this should not be a problem. (You may want to schedule an appointment in person, since getting in touch over the phone isn’t always easy.) You finish up your paperwork, submit it to the SSA and hope for the best.

Option 2: Get A Disability Advocate to Help You Apply (Recommended)

We really recommend that you talk to someone who knows what they are doing before you apply. You can talk to a disability advocate or Social Security lawyer near you free of charge. These people work with the SSA every day and know exactly how the system works. In fact, here’s one way to save yourself a lot of time and anguish: sign up for a free benefits evaluation online before you apply. It’s the fastest way to see if you may qualify for disability benefits and get professional help filing your claim.

And you should know that having a disability isn’t enough for the government to pay you benefits. You have to meet several other eligibility requirements for the SSA to approve your claim. If there’s any doubt in their minds, they’ll have you come in for a medical exam. Assuming that their doctor agrees with your doctor about your disability, it still isn’t a done deal. Getting approved for disability benefits also means you can’t make a single mistake filling out the claim forms. Are you willing to risk waiting another six months to get the money you need now just because you accidentally left one field blank? This is called a “technical denial,” and it kept nearly 4 in 10 people from getting approved for disability benefits in 2017.

How to Improve Your Chances of Getting Approved for Disability Benefits

I know you’re wondering how much it would cost to speak with an advocate. Well, you can meet an advocate in person for free. There, you can ask as many questions as you like in private. Your information stays confidential, and you can advice about your specific situation. You can read all day long about disability benefits and come to a conclusion that you may qualify. But really, how confident are you? Are you willing to go through all the time and hassle just to find out you wasted your time? The SSA has its own way to define “disabled,” and it isn’t what you might think. They don’t ask how much pain you’re in, or how much money you need to survive on. When it comes to getting approved for disability benefits, the SSA looks at three things:

  1. Are you working right now, even if it’s just part-time? If not, how long ago did you stop working? You’ll have to be out of work for at least five months before getting approved for disability benefits.
  2. If you can’t work right now, will you get better in less than 12 months? Do your medical records prove you cannot work for at least a year, or that your condition won’t improve? (If you have a terminal illness, that usually means you’re getting approved for disability faster than most other people who apply.)
  3. Have you worked full-time for five out of the last 10 years in a job that withholds FICA taxes? Getting approved for disability benefits also depends on your work history. Specifically, the SSA looks at how much you’ve already paid in Social Security taxes. Being disabled isn’t enough reason for the government pay you benefits. If you haven’t worked enough hours or held down a full-time job in the last five years, don’t give up! You might still qualify for Supplemental Security Income (SSI), which also pays out every month. This is complicated, though, which is why we really recommend you talk to a lawyer before you start the application process.

Talk to a Lawyer About Getting Approved for Disability Benefits

If you aren’t already completely sure you qualify, then this is where an advocate comes in. A lawyer will talk with you to find out what your situation is and if you should even apply. Look at it this way: It’s easier to pass a test when you’ve already seen the questions. Why wouldn’t you want to know what to expect and how to qualify before you apply for disability? A lawyer in our network will let you know if you have a good chance of getting approved or not free of charge. You do not have to do business with an advocate just for talking to you about your claim. Getting approved for disability benefits is much easier if you already have all the information you need before you apply.

You have nothing to lose talking to an advocate. However, you may have a better chance of getting approved disability benefits once you do. About 1 in 3 people that eventually do get disability benefits only win after their first claim’s denied. Our lawyers will file your appeal and fight the VA in court to get you the disability benefits you deserve. These lawyers work on a contingency basis, so you don’t way them anything unless they help you win. If you do win benefits, federal law limits how much they can charge you in a one-time fee from your back pay. You’ll never pay money out of your own pocket for a consultation or having a lawyer help you apply for disability benefits.

Click on the button below to start your free benefits evaluation and see your results in less than two minutes. Don’t wait, make this day the day you do something about your situation! Get the answers and help you need with applying and getting approved for disability benefits today.

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